About ChargeWhat
Most freelance rate calculators divide your target salary by 2,080 hours and call it done. That ignores self-employment tax (15.3%), the fact that you can't bill every hour you work, and expenses like health insurance that employees never pay out of pocket.
ChargeWhat works backwards from your target take-home pay and accounts for everything: SE tax on 92.35% of net profit, federal and state income tax across all 50 states, realistic billable hours, business expenses, health insurance premiums, and a profit buffer for slow months.
Free, no signup required.
Key Features
SE Tax Calculation
All 50 US States
Realistic Billable Hours
Health Insurance Included
Profit Buffer & Savings
Free, No Signup Required
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